Bosses Don't Rent

Tired of digging up mounds of past bank statements to prove you can afford your house?

Worried that your business debt will prevent you from securing your slice of the American dream?

Struggled to get qualified for a home loan because traditional banks don’t respect your entrepreneurial hustle?

The Community Mortgage was made for people like you

Change Home Mortgage has pioneered the Community Mortgage, a proprietary product that was made just for small business owners, gig economy bosses, and other non-traditional W2 workers.

Traditional banks don’t get 1099 bosses but Change Home Mortgage specializes in people like you. If you have a 640 or better FICO credit score and have the necessary cash reserves, we can qualify you for a primary residence loan up to $3.5 million.  Yep, you can finally own your home like you own your day.

We're ready to serve you.

Hear about the Community Mortgage directly from a business owner.

Attention Bosses!

No matter your particular situation, Change Home Mortgage may have a solution for you. To date, we’ve helped so many diverse borrowers and we can help you too.

  • Self-Employed/Small Business Owner

  • Volatile or Irregular Employment

  • Retired

  • Seasonal & Gig Workers

  • Real Estate Investors

  • Owners & Employees of Cash Businesses

  • Newly Self-Employed

  • Transitioning from Recent Health, Family, or Other Life Event

  • Looking to Tap Trapped Home Equity

  • Recent Immigration

  • Disqualified Income

What is a CDFI?

Change Home Mortgage earned our Community Development Financial Institution (“CDFI”) certification from the United States Department Treasury CDFI Fund in May 2018. A CDFI Fund helps promote access to capital and local economic growth in low income and developing communities across the nation. This designation allows us to successfully pursue our purpose – providing equal access to the American Dream for all communities, no matter their socio-economic standing.

Why should this matter to you?

Our CDFI designation allows us to bridge the gap to credit-worthy borrowers, like you, who have been abandoned by the traditional mortgage companies. Unlike traditional banks, CDFIs are exempt from certain consumer financing rules and regulations so we have a full range of mortgage programs that help diverse, under-served borrowers and communities.

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